Business Checking

Commercial Checking Accounts


Regular Business Checking

For sole proprietorship, partnerships, and corporations.

With Business Checking, your monthly service charge is calculated on checks and debits paid, checks deposited and maintenance charge.

  • Minimum opening balance – $100.
  • Checks/Debits $.10 per item
  • Checks/Debits deposited $.10 per item
  • Maintenance Charge $10.00
  • Free Online Banking
  • Free Telephone banking

These charges may be offset by an earnings credit based on 2% above Guaranty Bank’s Regular Savings Rate, which is calculated on the accounts lowest balance for the month. If your earnings credit allowance exceeds the account charges for the statement period, there is no service charge.

Interest rates are variable. The bank may, at its discretion, change an interest rate on savings account.


Business Link Checking

Business Link Checking is just the right account for building a relationship with Guaranty Bank.

  • Minimum opening deposit $100.
  • Maintain an average balance of $5,000 or more in related business checking and savings and we’ll waive your fees
  • Maintenance fee if relationship is not maintained- $10
  • Up to 300 deposited checks/debits per month- no charge
  • Over 300 deposited checks/debits per month- $.20 per item
  • Check images returned in your monthly statement
  • Free Online Banking
  • Free Telephone banking


Business Checking With Interest

This account is designed to meet the needs of your business and earns an attractive rate of interest. This account is available for sole proprietorships and certain non-profit organizations.

  • $5,000 to open account
  • Interest compound daily and credited monthly
  • Interest paid on balances above $5,000.
  • Each month your account is charged the following:
    • Checks/Debits: $.15 per item
    • Checks deposited: $.15 per item
    • Maintenance Charge: $10.00
  • Free Online Banking
  • Free Telephone banking

*Interest rates are variable. The Bank may, at its discretion, change the interest rate on the account

Non Profit Organizations

  • Unlimited check writing privileges.
  • Unlimited deposits
  • No monthly service charge if you maintain $1000 balance
  • $5.00 fee if balance falls below $1000.
  • Minimum opening balance of $100.