It’s never too late to start saving for retirement.
- Minimum opening balance is $100
- Available to any depositor with earned income.
- No setup fees
- Additional deposits allowed in any amount up to maximum allowed by law.
- Variable Rate IRA
- Interest is added back to your IRA (Interest accumulates tax-deferred until withdrawal)
- Account automatically renewed at each maturity- no action required by you
- Begin withdrawing as early as age 59 ½ or defer withdrawal until age 73
*Interest rates are variable. The Bank may, at its discretion, change the interest rate on the account
Guaranty Bank offers 2 Types of IRA’s.
Traditional
A traditional IRA is a special tax deferred savings plan authorized by the Federal Government to encourage you to accumulate money for retirement.
Roth
A Roth IRA is an Individual retirement account to which participants are able to make annual non-deductible contributions. Unlike a traditional IRA in which your earnings are tax-deferred, Roth IRA earnings can be tax free.
Click here for our Retirement Tools [1].
Still Have Questions?
LET US HELP YOU FIGURE IT OUT!
Call Us Today!
(800)-668-2264 [3]
24-Hour Banking
(866)-638-2332 [4]
(225)-638-5626 [5]
Main Office
175 New Roads St.
New Roads, La 70760
(225)-638-8621 [6]
Livonia
3026 Hwy 78
Livonia, La 70755
(225)-625-4555 [7]
Zachary
6800 Main St.
Zachary, La 70791
(225)-654-6674 [8]
Port Allen
1086 Lobdell Hwy
Port Allen, La 70767
(225)-346-6705 [9]
Grosse Tete
17445 Hwy 77
Grosse Tete, La 70740
(225)-625-4056 [10]
Maringouin
11070 Hwy 77
Maringouin, La 70757
(225)-625-4675 [11]
Baton Rouge
7474 Florida Blvd.
Baton Rouge, LA 70806
(225)-408-2930 [12]
Mailing Address: P.O. Box 10 New Roads, LA 70760
Routing#: 065204980 | NMLS#: 433800