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Privacy

Posted By admin On December 8, 2010 @ 3:57 pm In | Comments Disabled

What We Do  
How does Guaranty Bank And Trust Company protect my personal information? To protect your personal information from unauthorized access and uses, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.We also take other steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that
information to provide products or services to you. Because of the importance of these issues, any Guaranty Bank employee who violates these privacy issues will be subject to disciplinary measures.
 
How does Guaranty Bank And Trust Company collect my personal information? We collect your personal information, for example, when you

  • Apply for a loan or deposit money
  • Pay your bills or open an account
  • Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions  
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.Guaranty Bank and Trust Company does not share with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinacial companies.Guaranty Bank and Trust Company does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.Guaranty Bank and Trust Company does not jointly market.

Other Important Information

Facts What does guaranty bank and trust company do with your personal information?
Why? Financial companies choose how they share your personal information. Federal
law gives consumers the right to limit some but not all sharing. Federal law also
requires us to tell you how we collect, share, and protect your personal information.
Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • Credit history and income
  • Payment history

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Guaranty Bank and Trust Company chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Guaranty Bank and Trust Company Share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account (s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies No We Don’t Share
For our affiliates’ everyday business purposes – information about your transactions and experiences No We Don’t Share
For our affiliates’ everyday business purposes – information about your creditworthiness No We Don’t Share
For our affiliates to market to you No We Don’t Share
For nonaffiliates to market to you No We Don’t Share

Questions? Call 225-638-8621

Click here for Safety and Security Information [1]


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[1] Click here for Safety and Security Information: http://www.guaranty-bnk.comsafety-tips-to-protect-you-and-your-identity

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