Rates

Certificates of Deposit

Rates Effective 1-09-2013

MaturityMinimum Opening BalanceInterest RateAnnual Percentage Yield
30-59 Days$1,000.000.100%0.100%
60-89 Days$1,000.000.150%0.150%
90-179 Days$1,000.000.250%0.250%
180-269 Days$1,000.000.450%0.450%
270-364 Days$1,000.000.450%0.450%
1 Year$1,000.000.650%0.650%
18 Month *$1,000.000.750%0.750%
2 Year Fixed *$1,000.000.850%0.850%
2 1/2 Year *$1,000.000.850%0.850%
3 Year *$1,000.000.990%1.000%
4 Year *$1,000.001.240%1.250%
5 Year *$1,000.001.490%1.500%

 *Interest is paid annually

 

 

Now Accounts

TypeMinimum Opening BalanceInterest RateAnnual Percentage Yield
Personal$100.000.150%0.150%
Commercial$5,000.000.150%0.150%
Public Funds$100.000.150%0.150%
Prime 50 & Plus$100.000.150%0.150%

Rates are variable and subject to change without notice.

Money Works

Minimum Opening BalanceInterest RateAnnual Percentage Yield
Personal$2,500.000.250%0.250%
Business Link$100.000.250%0.250%
Personal & Business Guaranty Growth$25,000.00Tiered Rate Account
Balances:
$0.00 - $24,999.99
$25,000.000.200%0.200%
$25,000.00 -$49,999.99$25,000.000.300%0.300%
$50,000.00 -$99,999.99$25,000.000.350%0.350%
$100,000.00 & over$25,000.000.400%0.400%

Rates are variable and subject to change without notice.

Savings

TypeMinimum Opening BalanceInterest RateAnnual Percentage Yield
Personal$100.000.400%0.400%
Commercial$100.000.400%0.400%
Christmas ClubAutomatic Transfer Plan0.500%0.500%

Rates are variable and subject to change without notice.

IRA

Minimum Opening BalanceInterest RateAnnual Percentage Yield
Variable$100.001.590%1.600%

Rates are variable and subject to change without notice.

“Rate” means Interest Rate and “APY” means Annual Percentage Yield.