Savings

Open a savings account today and start earning interest tomorrow.

Regular Savings – Personal and Business

  • $100 to open account
  • Balance below $100- $5 fee
  • Withdrawals: 1 per month at no cost-$3 thereafter
  • Earns interest- paid monthly on the daily balance above $100

*Interest rates are variable. The Bank may, at its discretion, change the interest rate on the account

Minor Savings

  • $25 to open account
  • No monthly service charge
  • Withdrawals: 1 per month at no cost-$3 thereafter
  • Earns interest- paid monthly on the daily balance (After age 18, account converts to a regular savings and all service charges will apply)
  • Interest earned on balances of $100 or more.

*Interest rates are variable. The Bank may, at its discretion, change the interest rate on the account

Christmas Club

  • Automatic transfer plan
  • Interest paid on all completed Christmas Club Accounts
  • Penalty for early withdrawal- $30


Money Works Account

  • $2,500 to open account
  • Balance below $2,500- $10 Fee
  • Allowed six withdrawals(3rd Party checks, draft, debit card or similar order to 3rd party) per statement cycle. Service charges apply for each excessive withdrawals….$10
  • Earns interest –paid monthly on the daily balance $2,500 and above.
  • Free Online Banking
  • Free Telephone banking
  • Online Billpay Service
  • Online eBill Service
  • Free E Statements

*Interest rates are variable. The Bank may, at its discretion, change the interest rate on the account

Guaranty Growth Money Works Personal and Business

Growth Money Works offers the perfect mix of security, flexibility and high rate of return. Limited check writing makes this an ideal account for savings & investments.

  • Minimum opening balance is $25,000 or above
  • Interest paid monthly on balance- Tiered rate account
    • $0.00 – $24,999.99
    • $25,000 – $49,999.99
    • $50,000 – $99,999.99
    • $100,000 – and up
  • Minimum daily balance $25,000 or above….No Fee
  • Minimum daily balance below $25,000…$25.00
  • Allowed six withdrawals(3rd Party checks, draft, debit card or similar order to 3rd party) per statement cycle. Service charges apply for each excessive withdrawals….$10
  • Free Online Banking
  • Free Telephone banking
  • Free Online Billpay Service
  • Free eBill Service
  • Free E Statements

*Interest rates are variable. The Bank may, at its discretion, change the interest rate on the account


Business Link Money Works account

This account lets you take advantage of interest earnings with limited check writing and easy access to your money.

  • $2,500 to open account
  • Balance below $2,500-$10
  • Allowed six withdrawals(3rd Party checks, draft, debit card or similar order to 3rd party) per statement cycle. Service charges apply for each excessive withdrawals….$10
  • Earns interest- paid monthly on the daily balances above $2,500
  • Free Online Banking
  • Free Telephone banking
  • Free Online Billpay Service
  • Free eBill Service
  • Free E Statements

*Interest rates are variable. The Bank may, at its discretion, change the interest rate on the account
Click here for our Savings Calculators