It’s never too late to start saving for retirement.
- Minimum opening balance is $100
- Available to any depositor with earned income.
- No setup fees
- Additional deposits allowed in any amount up to maximum allowed by law.
- Variable Rate IRA
- Interest is added back to your IRA (Interest accumulates tax-deferred until withdrawal)
- Account automatically renewed at each maturity- no action required by you
- Begin withdrawing as early as age 59 ½ or defer withdrawal until age 73
*Interest rates are variable. The Bank may, at its discretion, change the interest rate on the account
Guaranty Bank offers 2 Types of IRA’s.
Traditional
A traditional IRA is a special tax deferred savings plan authorized by the Federal Government to encourage you to accumulate money for retirement.
Roth
A Roth IRA is an Individual retirement account to which participants are able to make annual non-deductible contributions. Unlike a traditional IRA in which your earnings are tax-deferred, Roth IRA earnings can be tax free.
Click here for our Retirement Tools.
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24-Hour Banking
Main Office
175 New Roads St.
New Roads, La 70760
(225)-638-8621
Livonia
3026 Hwy 78
Livonia, La 70755
(225)-625-4555
Zachary
6800 Main St.
Zachary, La 70791
(225)-654-6674
Port Allen
1086 Lobdell Hwy
Port Allen, La 70767
(225)-346-6705
Grosse Tete
17445 Hwy 77
Grosse Tete, La 70740
(225)-625-4056
Maringouin
11070 Hwy 77
Maringouin, La 70757
(225)-625-4675
Baton Rouge
7474 Florida Blvd.
Baton Rouge, LA 70806
(225)-408-2930
Mailing Address: P.O. Box 10 New Roads, LA 70760
Routing#: 065204980 | NMLS#: 433800