Personal Savings

Open a savings account today and start earning interest tomorrow.

Regular Savings – Personal and Business

• Minimum Opening Deposit: $100
• Monthly service charge if minimum balance below $100:  $5
• Excessive withdrawal fee (Allowed one withdrawal per month):    $3
• Interest is paid monthly on daily balances of $100 and above
• Online Banking: No charge
• Telephone Banking – 24-Hour Voice Response: No charge
• Electronic Statements (e-Statements): Optional

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Minor or Student Savings

• Minimum Opening Deposit: $25
• Monthly service charge: No charge
• Excessive withdrawal fee (Allowed one withdrawal per month): $3
• Interest is paid monthly on daily balances of $100 and above
• Online Banking: No charge
• Telephone Banking 24-Hour Voice Response: No charge
• E Statements (Electronic Statements- optional): No charge

*At age 18, account converts to Regular Savings and all service
charges will apply.

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Christmas Club

• Automatic Transfer Plan
• Early withdrawal: $30
• Interest paid on all completed club accounts.
• Payout will automatically transfer back to your
  deposit account.

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Money Works Account – Personal and Business

• Minimum opening balance $2,500
• Monthly service charge if minimum balance below $2,500: $10
• Transaction limitations: Allowed 6 transfers or withdrawals per month from your account, by check, debit card, telephone transfers, preauthorized withdrawals or similar order payable to 3rd parties per statement cycle. No charge
  •  Excessive withdrawal penalty per transaction – $10
• Interest is paid monthly on daily balances of $2,500 and above
• Online Banking: No charge
• Telephone Banking 24-Hour Voice Response: No charge
• Electronic Statements (e-Statements): Optional

*Interest rates are variable. The Bank may, at its discretion,
change the interest rate on the account.

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Guaranty Growth Money Works – Personal and Business

Growth Money Works offers the perfect mix of security, flexibility and
high rate of return. Limited check writing makes this an ideal account for
savings & investments.

• Minimum Opening Deposit: $25,000
• Monthly Service Charge if minimum balance falls below $25,000: $25
• Transaction limitations: Allowed 6 transfers or withdrawals per month from your account, by check, debit card, telephone transfers, preauthorized withdrawals or similar order payable to 3^rd parties per statement cycle.  No charge
  • Excessive withdrawal penalty per transaction after allowable number   exceeded – $10
• Interest paid monthly on balance – Tiered Rate Account
  • $0              – $24,999.99
  • $25,000    – $49,999.99
  • $50,000    – $99,999.99
  • $100,000 – $499,999
  • $500,000 – $999,999
  • $1,000,000 – and above
• Online Banking: No charge
• Telephone Banking 24-Hour Voice Response: No charge
• Electronic Statements (e-Statements): Optional