Personal Savings

Open a savings account today and start earning interest tomorrow.

Regular Savings – Personal and Business

• Minimum opening balance is $100
• Monthly service charge if minimum balance below $100:  $5
• Excessive withdrawal fee (Allowed one withdrawal per month):    $3
• Interest is paid monthly on daily balances of $100 and above
• Online Banking: No charge
• Telephone Banking 24-Hour Voice Response: No charge
• E Statements (Electronic Statements- optional): No charge

*Interest rates are variable. The Bank may, at its discretion, change the interest rate on the account.

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Minor Savings

• Minimum opening balance is $25
• Monthly service charge: No charge
• Excessive withdrawal fee (Allowed one withdrawal per month): $3
• Interest is paid monthly on daily balances of $100 and above
• Online Banking: No charge
• Telephone Banking 24-Hour Voice Response: No charge
• E Statements (Electronic Statements- optional): No charge

*Interest rates are variable. The Bank may, at its discretion, change the interest rate on the account. At age 18, account converts to Regular Savings and all service charges will apply.

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Christmas Club

• Automatic Transfer Plan
• Early withdrawal: $30
• Interest paid on all completed club accounts.
• Payout will automatically transfer back to your deposit account.

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Money Works Account

• Minimum opening balance is $2,500
• Monthly service charge if minimum balance below $2,500: $10
• Transaction limitations: Allowed 6 transfers or withdrawals per month from your account, by check, debit card, telephone transfers, preauthorized withdrawals or similar order payable to 3^rd parties per statement cycle.  No charge
  •  Excessive withdrawal penalty per transaction – $10
• Interest is paid monthly on daily balances of $2,500 and above
• Online Banking: No charge
• Telephone Banking 24-Hour Voice Response: No charge
• E Statements (Electronic Statements- optional): No charge

*Interest rates are variable. The Bank may, at its discretion, change the interest rate on the account

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Guaranty Growth Money Works Personal and Business

Growth Money Works offers the perfect mix of security, flexibility and high rate of return. Limited check writing makes this an ideal account for savings & investments.

• Minimum opening balance $25,000
• Monthly maintenance fee if minimum balance falls below $25,000: $25
• Transaction limitations: Allowed 6 transfers or withdrawals per month from your account, by check, debit card, telephone transfers, preauthorized withdrawals or similar order payable to 3^rd parties per statement cycle.  No charge
  • Excessive withdrawal penalty per transaction after allowable number   exceeded – $10
• Interest paid monthly on balance – Tiered Rate Account
  • $0             – $24,999.99
  • $25,000   – $49,999.99
  • $50,000   – $99,999.99
  • $100,000 – and above
• Online Banking: No charge
• Telephone Banking 24-Hour Voice Response: No charge
• E Statements (Electronic Statements- optional): No charge

*Interest rates are variable. The Bank may, at its discretion, change the interest rate on the account