Personal Checking Comparison
E-Checking | Regular Checking | Interest Checking – Now Account | Prime 50 Checking | Prime 50 Plus | |
---|---|---|---|---|---|
Minimum Opening Balance | $100 | $100 | $100 | $100 | $100 |
Earns Interest | ![]() | ![]() | ![]() | ||
Online Banking | ![]() | ![]() | ![]() | ![]() | ![]() |
Telephone Banking 24-Hour Voice Response | ![]() | ![]() | ![]() | ![]() | ![]() |
Mobiliti-Mobile Banking Apply Today | ![]() | ![]() | ![]() | ![]() | ![]() |
Mobile Deposits | ![]() | ![]() | ![]() | ![]() | ![]() |
E-Statements (Electronic Statements | Required | Optional | Optional | Optional | Optional |
Learn More | Learn More | Learn More | Learn More | Learn More |
E Checking
- Minimum opening balance is $100 or Direct Deposit
- No minimum balance required
- Monthly maintenance fee: No charge
- Unlimited check writing
- Online Banking: No charge
- Billpay: No charge
- Telephone Banking 24-Hour Voice Response: No charge
- E Statements (Electronic Statements) – Required
- Mobiliti-Mobile Banking: No charge
- Mobile Deposits – Apply Today
Regular Checking
- Minimum opening balance is $100
- Monthly service charge calculated on minimum balance:
- $900 – Over: No charge
- $500 – $899.99: $7
- $0 – $499.99: $10
- Online Banking: No charge
- Billpay: No charge
- Telephone Banking 24-Hour Voice Response: No charge
- E Statements (Electronic Statements – optional): No charge
- Mobiliti-Mobile Banking: No charge
- Mobile Deposits – Apply Today
Interest Checking- Now Account

- Minimum opening balance is $100
- Monthly service charge calculated on minimum balance:
- $1,500 – over: No charge
- Below $1,500: $10
- Interest is paid on balances $2,500 or above
- Over 30 Checks/Debits per debit $.25 per item
- Online Banking: No charge
- Billpay: No charge
- Telephone Banking 24-Hour Voice Response: No charge
- E Statements (Electronic Statements – optional): No charge
- Mobiliti-Mobile Banking: No charge
- Mobile Deposits – Apply Today
*Interest rates are variable. The Bank may, at its discretion, change the interest rate on the account
Prime 50 Checking(For customers over 50 years of age)
- Minimum opening balance is $100
- Monthly service charge calculated on minimum balance:
- $1,000 – over: No charge
- Below $1,000: $3
- Interest paid on balances $2,500 or above
- 1 Box of Special Member Checks Per Year: No charge
- Online Banking: No charge
- Billpay: No charge
- Telephone Banking 24-Hour Voice Response: No charge
- E Statements (Electronic Statements – optional): No charge
- Mobiliti-Mobile Banking: No charge
- Mobile Deposits – Apply Today
*Interest rates are variable. The Bank may, at its discretion, change the interest rate on the account
Prime 50 Plus Checking(For customers over 50 years of age)

- Prime 50 Plus receives all the Prime 50 Checking Benefits…Plus Outstanding Extras
- Minimum opening balance is $100
- Monthly service charge calculated on minimum balance:
- $ 0.00 – 999.99: $7
- $ 1,000 or above: $4
- Interest paid on balances $2,500 or above
- Cashier Checks at no issue charge
- 3 x 5 Safe Deposit Box Rental Fee Waived for 1 Year
**Interest rates are variable. The Bank may, at its discretion, change the interest rate on the account
Still Have Questions?
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Call Us Today!
24-Hour Banking
Main Office
175 New Roads St.
New Roads, La 70760
(225)-638-8621
Livonia
3026 Hwy 78
Livonia, La 70755
(225)-625-4555
Zachary
6800 Main St.
Zachary, La 70791
(225)-654-6674
Port Allen
1086 Lobdell Hwy
Port Allen, La 70767
(225)-346-6705
Grosse Tete
17445 Hwy 77
Grosse Tete, La 70740
(225)-625-4056
Maringouin
11070 Hwy 77
Maringouin, La 70757
(225)-625-4675
Baton Rouge
7474 Florida Blvd.
Baton Rouge, LA 70806
(225)-408-2930
Mailing Address: P.O. Box 10 New Roads, LA 70760
Routing#: 065204980 | NMLS#: 433800