Personal Checking

Personal Checking Comparison

	E-Checking	Regular Checking	Interest Checking – Now Account	Prime 50 Checking	Prime 50 Plus
Minimum Opening Balance	$100	$100	$100	$100	$100
Earns Interest
Online Banking
Telephone Banking 24-Hour Voice Response
Mobiliti-Mobile Banking Apply Today
Mobile Deposits
E-Statements (Electronic Statements	Required	Optional	Optional	Optional	Optional
	Learn More	Learn More	Learn More	Learn More	Learn More

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E Checking

• Minimum opening balance is $100 or Direct Deposit
• No minimum balance required
• Monthly maintenance fee: No charge
• Unlimited check writing
• Online Banking: No charge
• Billpay: No charge
• Telephone Banking 24-Hour Voice Response: No charge
• E Statements (Electronic Statements) – Required
• Mobiliti-Mobile Banking: No charge
• Mobile Deposits – Apply Today

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Regular Checking

• Minimum opening balance is $100
• Monthly service charge calculated on minimum balance:
  • $900 – Over:              No charge
  • $500 – $899.99:         $7
  • $0 – $499.99:             $10

• Online Banking: No charge
• Billpay: No charge
• Telephone Banking 24-Hour Voice Response: No charge
• E Statements (Electronic Statements – optional): No charge
• Mobiliti-Mobile Banking: No charge
• Mobile Deposits – Apply Today

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Interest Checking- Now Account

• Minimum opening balance is $100
• Monthly service charge calculated on minimum balance:
  • $1,500 – over:  No charge
  • Below $1,500: $10
• Interest is paid on balances $2,500 or above
• Over 30 Checks/Debits per debit $.25 per item
• Online Banking: No charge
• Billpay: No charge
• Telephone Banking 24-Hour Voice Response: No charge
• E Statements (Electronic Statements – optional): No charge
• Mobiliti-Mobile Banking: No charge
• Mobile Deposits – Apply Today

*Interest rates are variable. The Bank may, at its discretion, change the interest rate on the account

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Prime 50 Checking(For customers over 50 years of age)

• Minimum opening balance is $100
• Monthly service charge calculated on minimum balance:
  • $1,000 – over:  No charge
  • Below $1,000: $3
• Interest paid on balances $2,500 or above
• 1 Box of Special Member Checks Per Year: No charge
• Online Banking: No charge
• Billpay: No charge
• Telephone Banking 24-Hour Voice Response: No charge
• E Statements (Electronic Statements – optional): No charge
• Mobiliti-Mobile Banking: No charge
• Mobile Deposits – Apply Today

*Interest rates are variable. The Bank may, at its discretion, change the interest rate on the account

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Prime 50 Plus Checking(For customers over 50 years of age)

• Prime 50 Plus receives all the Prime 50 Checking Benefits…Plus Outstanding Extras
• Minimum opening balance is $100
• Monthly service charge calculated on minimum balance:
  • $   0.00 – 999.99:  $7
  • $ 1,000 or above:  $4  
• Interest paid on balances $2,500 or above
• Cashier Checks at no issue charge       
• 3 x 5 Safe Deposit Box Rental Fee Waived for 1 Year

**Interest rates are variable. The Bank may, at its discretion, change the interest rate on the account