Services

We offer a variety of bank services at Guaranty Bank

Consumer debit card Monthly Service Charge plan: $1.00

Foreign ATM terminals: $1.50 each

Certain third party payment services such as cashapp,
venmo, paypl, etc.

Business debit card monthly service charge plan: No Charge

Foreign ATM transaction fee $1.50 each

Debit Card or Card Replacement $10.00

Sweep Protection Setup

Fee per occurrence $5.00

Consumer Bill Pay: No Charge

External Account Transfers: Fees May Apply

Person-to-Person Transfers: No Charge

Electronic Statements: No Charge

Stop Payment Charge: $35.00

Stop Payment Charge (via Online Banking): $25.00

Paper Statement Fee (per statement) $5.00

Overdraft fee (each debit or check paid) $35.00

Per item each time an item is presented for payment

Nonsufficient Funds (NSF item) $35.00

Per item each time an item is presented for payment.
This may result in multiple NSF fees for the same item

Continued Overdraft Fee

$3.00 per business day if your account has a negative
balance for more than 5 consecutive business days.

*Checking and savings accounts are subject to a $35.00
fee if an account closes within 90 days. Habitual (on the 3rd time)
opening and closing of accounts within one year may be assessed
a $35.00 re-open fee

Telephone Transfers or Payments

24-hour Telephone Banking: No Charge
Customer Service Representative: $5.00

Telephone Inquiries (ie balances)

24-Hour telephone banking: No Charge
Customer Service Representative: $2.00

Returned Item Charge: $6.00

Rolled coin (per roll): $0.10

Night Depository (monthly fee) (billed annually): $3.00

50 Plastic Seal-able bags: $10.00
Lockbag (customers can also purchase their own bags): $50.00

Processing levies, garnishments, and other legal processes: $100.00

Cashier’s checks: $8.00

Outgoing Domestic Wire Transfers: $25.00

Outgoing International Wire Transfers: $55.00

Incoming Domestic Wire Transfers: $15.00

Incoming Foreign Wire Transfers: $55.00

Research (Minimum fee): $35.00

$25.00 per hour fee after first hour
Copy charge per item: $5.00

Reconciling Customer Checkbooks (fee per hour) :$25.00

Dormant Fee (per month if no activity for one year): $3.00

Processing items sent for collection

Minimum fee $20.00 U.S. / $40.00 Foreign
or .20 charge per $100.00
(Plus cost of postage and insurance)

Savings Bond Redemption computer set-up fee: $15.00

(non customer payments not to exceed
$1,000.00 cash value per day)

Rejection fee: $3.00 each

(per printed check not purchased through the institution)

Safe Deposit Box Rental (billed annually)

(No insurance coverage is provided on box by F.D.I.C. or this
financial institution.)

Key Deposit: $25.00
3 x 5 box: $35.00
5 x 5 box: $40.00
3 x 10 1/2 box: $55.00
5 x 10 1/2 box: $70.00
10 x 10 1/2 box: $120.00
Past Due over 30 days: $10.00

$5.00 billing fee accessed to each box that does not have automatic
billing.

Automatic billing is No Charge. Safe Deposit Box Repairs – applicable
charges.