Personal Checking

Personal Checking Accounts


E Checking

  • $100 to open account or Direct Deposit
  • No minimum balance required
  • No monthly service charge
  • Unlimited check writing
  • Free Online Banking
  • Free Telephone Banking
  • E Statements


Regular Checking

  • $100 to open account
  • Unlimited check writing
  • Monthly service charge calculated on minimum balance
    • $900-over: No Fee
    • $500-899.99: $7
    • $0-499.99: $10
  • Check images returned in your monthly statement
  • Free Online Banking
  • Free Telephone Banking
  • Free E Statements


Interest Checking- Now Account

  • $100 to open account
  • Balance below $1,500 $10 Fee
  • Earns competitive variable rate of interest on balance. Interest is compounded and credited monthly on balances above $2500
  • Up to 30 Checks/Debits per month no charge
  • Over 30 Checks/Debits per month $.25 per item
  • Check images returned in your monthly statement
  • Free Online Banking
  • Free Telephone banking
  • Free E Statements

*Interest rates are variable. The Bank may, at its discretion, change the interest rate on the account

Prime 50 Checking(For customers over 50 years of age)

  • $100 to open account
  • Balance above $1000 – no fee
  • Balance below $1,000 – $3 fee
  • Interest paid monthly on balances above $2,499.99
  • 200 Special member checks per year- no fee
  • Exceptional savings on other bank products and services for members
  • Check images returned in your monthly statement
  • Free Online Banking
  • Free Telephone banking
  • Online Billpay Service
  • Online eBill Service
  • Free E Statements

*Interest rates are variable. The Bank may, at its discretion, change the interest rate on the account

Prime 50 Plus Checking(For customers over 50 years of age)

  • Prime 50 Plus checking receives all the Prime 50 Checking benefits…plus outstanding extras for only $4 per month(subject to minimum balance requirements as described in Prime 50 Checking)
  • Free Online Banking
  • Free Telephone banking
  • Free Online Billpay Service
  • Free eBill Service
  • Free E Statements
  • Free ATM Card
  • Cashier Checks at No Issue Charge
  • 3×5 Safe Deposit Box Rental fee waived for 1 Year.
  • Free Telephone Transfer Service
  • Free Photocopy Service

**Interest rates are variable. The Bank may, at its discretion, change the interest rate on the account