Personal Checking

Personal Checking Accounts


E Checking

  • $100 to open account or Direct Deposit
  • No minimum balance required
  • No monthly service charge
  • Unlimited check writing
  • Free Online Banking
  • Free Telephone Banking
  • E Statements (Electronic Statements)


Regular Checking

  • $100 to open account
  • Unlimited check writing
  • Monthly service charge calculated on minimum balance
    • $900-over: No Fee
    • $500-899.99: $7
    • $0-499.99: $10
  • Check images returned in your monthly statement
  • Free Online Banking
  • Free Telephone Banking
  • Free E Statements


Interest Checking- Now Account

  • $100 to open account
  • Balance below $1,500 $10 Fee
  • Interest is paid monthly on balances $2,500 or above
  • Over 30 Checks/Debits per month $.25 per item
  • Check images returned in your monthly statement
  • Free Online Banking
  • Free Telephone banking
  • Free E Statements

*Interest rates are variable. The Bank may, at its discretion, change the interest rate on the account

Prime 50 Checking(For customers over 50 years of age)

  • $100 to open account
  • Minimum balance above $1,000 – no fee
  • Minimum balance below $1,000 – $7 fee
  • Interest paid monthly on balances above $2,499.99
  • 1 box of Special Member Checks per year- no fee
  • Check images returned in your monthly statement
  • Free Online Banking
  • Free Telephone Banking
  • Free E Statements

*Interest rates are variable. The Bank may, at its discretion, change the interest rate on the account

Prime 50 Plus Checking(For customers over 50 years of age)

  • Prime 50 Plus checking receives all the Prime 50 Checking benefits…plus outstanding extras for only $4 per month.
  • Minimum balance below $1,000 – $7 fee
  • Cashier Checks at No Issue Charge
  • 3×5 Safe Deposit Box Rental fee waived for 1 Year.
  • Photocopy Service

**Interest rates are variable. The Bank may, at its discretion, change the interest rate on the account